https://www.wallstsmarts.com/home daily 1.0 2025-12-07 https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/72d3b325-3d62-4087-b1cb-81f7d7a42770/Darker+IMG_1323+%281%29.png https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/81129fac-ca68-4ac6-9eb9-b1f729854b53/Ingrid3.jpg https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/257fc7e7-625f-42d2-b3dc-12560356621a/Kalil+20180805_191659_HDR+copy.jpg https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/3e8bf933-4b75-4b35-af3e-97efee491e95/Stephen.jpg https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648060284190-P364E4BJV0F88U3M5ULX/AdobeStock_290390620.jpeg Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1645054288179-UQFMOR2B67DC27ZIMZON/Wall+Street+Smarts+Series+-+Boxset.jpg Home - Or Bundle and get all four (Kindle only) $16.76 https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646422390218-D7TZFA45IJH0FYJVFK3F/Wall%2BStreets%2B-%2BeBook%2BSmall.jpg Home - And when you’re ready to invest/trade, get the journal. #trackyourracks $6.99 https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1644273626939-OYB4U1HQNCB6LW1C00PY/Wall+Street+Smarts+-+AudioBook.jpg Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648349727146-V5ODZK57GMH7QGO14Y5Z/AdobeStock_232729822.jpeg Home - Most folks can’t afford their own funeral. 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I made a lot of money and nothing to show for it and nothing to give away at the end of my life, if it had ended before I learned "The Game." Thank God I'm still kickin' which means I still have a chance and time to turn my finances to my favor. My mother was a Unified school teacher and at the end of her life I got to witness how her pension fund and insurances were all shit pieces of paper. She got nothing at the end and I didn't want that to be me. I want to enjoy my living all of it. We can learn so much from those who came before us. Either what we want in life or what we don't want and I don't want to be broke. I realized I'm the unsophisticated investor that the markets work so hard to keep out because if the average citizen finds this out we might not need them anymore "government," "jobs," "loan officers.” Talking about putting an end to slavery for real. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646694682813-RI1B2BC1Q2LZE8T0WG7R/AdobeStock_116906514.jpeg Who Am I? I've been an investor in the stock markets for over fifteen years and a student much longer. I was in the markets in the 2008 crash. It's where I learned to “buy low and sell high.” I learned that the crashes are intentional though the media will tell you otherwise. Crashes are where new millionaires are made. Not me, not yet I didn't have the capital to take me to a million at the time of the crash but I did have some capital to invest in what I could afford and I profited off of them and I realized I could do this myself. I've never been broke since that realization but you have to be in the markets to get that realization. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646879135306-3E2D4AQSENCEJBU0AUGH/AdobeStock_322079662.jpeg Who Am I? I started caring because that's who I am. If I learn something I know that can benefit others around me I share it with them at every chance I get. When I learned I could put an end to being broke in the stock market, I had to tell my family, colleagues and anyone who would listen. I felt foolish at first thinking I was the only dummy who didn't know this. Then I saw that headline where sixty percent of Americans didn't know this either. So my insides said you should share it with the rest of the world. So here I am doing just that. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646419213885-M8DZK2UDSHV4XL78SOS7/Atlanta+Metro+College.png Who Am I? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646882950184-50O2WLU0QCZ4THW23UK6/WSS+Screen+Shot+2022-03-09+at+7.27.14+PM.png Who Am I? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646883537557-ZUL40CMLER4TLDTV04MX/AdobeStock_178634229.jpeg Who Am I? - Don’t be left behind Get in this game with me. https://www.wallstsmarts.com/investing101 daily 0.75 2023-03-26 https://www.wallstsmarts.com/mybestseller daily 0.75 2023-03-26 https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1666737609885-DS28USJI0NF17EFXVDZI/Wall-Street-Smart-Series_3D.png https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1666737911241-CXHZD4STGUPF7CCEA7QA/mockup-of-a-woman-reading-a-book-and-holding-a-coffee-mug-28467.png https://www.wallstsmarts.com/contact-1 daily 0.75 2023-06-08 https://www.wallstsmarts.com/ourstory daily 0.75 2023-06-19 https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1644954774499-AXXOA0IZI3171CGPYQ1U/AdobeStock_96666838.jpeg Our Story - How are you going to keep up with the cost of living? I took a survey in my own circle of family and friends and found the polling to be true… Try it. Take a survey of your own circle. 6 out of 10 can’t win. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646529188719-R1A08ADI25WCJP2OVJV2/AdobeStock_340536496.jpeg Our Story - Does the world CHARGE you more than you make to live here? Don’t be led astray! You know how most people are afraid to invest in the Stock Market because we don't understand it or are afraid of it? https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648059498927-REMJM7VGDLAT5517XIKB/20220322_143432.jpg Our Story - Yul Spencer is self-taught out of necessity. He has what is known as #socialproof. Real World Learning. He is YOU. He read all of the other books so you won’t have to. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646690640864-Q4BO14SM3D9O3E4ES54B/AdobeStock_380194497.jpeg Our Story - My mother was a Unified school teacher and a nurse and she never got her money at the end. Pension funds are no fun at all. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646419213885-M8DZK2UDSHV4XL78SOS7/Atlanta+Metro+College.png Our Story - ZOOM PowerPoint Clip Yul Spencer discusses Wall Street Smarts Series (all 4 books) to the S.T.E.M. Program at the Atlanta Metropolitan State College. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1645147256886-E6RXGZSVRHREUBUR884Y/AdobeStock_67822765.jpeg Our Story - Satisfaction agreement When you have read each book thoroughly more than once, you can become profitable. Each book is different I promise. My story stays the same but your knowledge of “the game” will expand per book. You can’t read jus' one and get it. They’re like Lay’s Potato Chips. You are the benefactor in this agreement. Yul Spencer https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1645586675478-PYU0OOSUE92SN5NYWKQE/unsplash-image--2vD8lIhdnw.jpg Our Story - So many newbies are losing money because they didn’t get these books first. And it hurts. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648590028288-NO6T212N7JNRY9U5EDP7/unsplash-image-U9Gsqi07zaU.jpg Our Story - PAY IT FORWARD TO THAT PERSON YOU’RE THINKING OF RIGHT NOW THAT COULD BENEFIT FROM THIS WALL STREET- SMART SERIES SHARE IT WITH THEM https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648954830070-OMY6ODR8UPS0OPAKD6Y2/Wall+Street+Smarts+-+3D+kindle.jpg Our Story - Just download to your tablet or reading device when you receive the email. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648589572427-AIKNBMLEO1CBLDRXIT8W/AdobeStock_199323632.jpeg Our Story - When you subscribe, you get the first chapter of Wall Street Smarts for FREE. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648594285057-AD5JIWD1XTPUQR9XBXTY/AdobeStock_329733079.jpeg Our Story - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646624293348-3K4TY79FI8U7XCQXAZ7E/79314138BED24D458F50FCF4FD4A3378.jpg Our Story - DON’T BE MADE A FOOL OF. SO MUCH OF THE NEW MONEY IN THE MARKET IS BEING DIVERTED OUT OF THE MARKET ENTIRELY KEEPING POOR PEOPLE OUT AND THE RICH IN. THE 20% WHO OWN 80% OF THE MARKETS ARE RUTHLESS. https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1645402970248-9MNXBATT5C6Q7YAS5RPM/AdobeStock_298330476.jpeg Our Story - ON A FINANCIAL MAP... YOU'RE HERE: CONSUMER ONLY https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Our Story https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Our Story https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Our Story https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648590293373-ONVT77ZHZ4T5U1XS418H/Wheelchair+guyAdobeStock_95119121.jpeg Our Story https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1646690055937-SWA6AQREHYHQ1OKMHBKF/AdobeStock_329384837.jpeg Our Story https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648351684386-FL6Z3CFC2AQGU7TQUTFU/AdobeStock_138423219.jpeg Our Story https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1645062284158-0YMQUBSC4IRNH1JOVQXC/AdobeStock_271072138.jpeg Our Story https://www.wallstsmarts.com/onlinetutoring daily 0.75 2024-12-01 https://www.wallstsmarts.com/onlinetutoring/p/online-tutoring monthly 0.5 2024-12-01 https://images.squarespace-cdn.com/content/v1/61f9cefb394fc42c4aa2328f/1648351684386-FL6Z3CFC2AQGU7TQUTFU/AdobeStock_138423219.jpeg Online Tutoring - Online Tutoring